mortgage

Mortgage A lien on real estate to protect the lender. A loan made with this guarantee is referred to as a mortgage loan.

A Mortgage is a secured loan on real estate where the property serves as collateral for the lender; repayments typically include principal and interest, and failure to pay may lead to foreclosure under applicable law.

- Used in treasury and financial management for funding, investment, and risk decisions.
- Used to evaluate cash flows, financing costs, and capital structure.

- Example: Finance teams use **mortgage** when planning funding needs and managing cash and risk.

- Why it matters: Supports liquidity and risk control and improves the quality of financing and investment decisions.